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Online shopping for Pay As You Go Mobile Phones & Smartphones from a great Vodafone Huawei Y3 Android Pay As You 2. With cheap pay as you go. Read on below to find out if it's the phone for you. In the past, the term 'best cheap phones phones, you want to go you won't be able to use Android Pay. Compare Pay As You Go mobile phone deals at 2.allsoftgoods.com – Find PAYG phone deals from the UK's top mobile phone retailers.


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Wrestling superstar claims to have bedded 10, women and even called his manhood 'Space Mountain' - but his alcohol intake was truly staggering. You're protected against other types of mid-contract price increases though — see below for more. The price of the Huawei Nova has dropped significantly in the UK meaning it can now make its way into our best cheap phone list. Scams Warning as dangerous new email scam could catch out Netflix users A lot of scams are circulating on social media and via email this month. Best Buy smart thermostats. Best personal finance software Discover the software packages that are best at helping you manage your money. Stay on top of the process with expert guidance and fixed fees.
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Best Buy pressure washers We round up the top-scoring pressure washers in five different categories to help you find the best one for your garden. See the Consumer Rights guide for more. Relatively new in the UK, mobile financing allows you to get the cost of the handset loaned to you under an agreement over a fixed period. Get help with money matters Call the Which? For the low price you get all the basic features of a smartphone but not as fast as the more expensive models. Compare savings accounts and Isa rates.



If you want a brick phone but can't quite live without the internet, pick up this Nokia , which has Facebook and Twitter apps to keep you connected. There's also a 2MP camera, plus over 50 hours of music playback - perfect for pre-drinking around the tent at this summer's festival.

Need a cheap mobile for a festivals this year? Here's our top picks Image: Read More Festival tech Read More Festival essentials. Subscribe to our Daily newsletter Enter email Subscribe. Technology all Most Read Most Recent.

Scams Warning as dangerous new email scam could catch out Netflix users A lot of scams are circulating on social media and via email this month. UK release date, price, features and specs of Apple's new flagship iPhone for The new handset was launched to mark the 10th anniversary of the original iPhone.

Samsung mocks iPhone addicts for blind loyalty to Apple in latest Galaxy Note 8 advert The ad, released today, has already has already clocked up over , views on YouTube. Video Games The definitive list of the rarest and most expensive PlayStation 4 games for physical game collectors Whether you're a collector or just wondering what the rarest PS4 games are, look no further - this is the most extensive list of limited run physical retail games you'll find online.

Twitter Twitter users are getting VERY over-excited about the new character limit They're all drunk on the extra space. Storms Power of nature revealed as series of photos capture epic 'supercell storms' in action These pictures were captured in Nebraska and Kansas in the US, and show what happens when nature is at its most destructive.

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If you don't want to switch, and are near or past your contract's end, you're wielding a powerful weapon The mobile world's a mature market. Everyone has a handset, so networks fight hard to win custom from elsewhere AND keep their own.

If your provider won't give you a good enough deal, let it know. The aim's to get through to 'customer disconnections', which internally is often called 'retentions' as its job is to keep you. We know this method works, as you regularly tell us it does.

Networks claim that 4G is up to 5x faster than 3G, though Ofcom-estimates suggest that in practice downloads are only twice as fast, compared to uploads which were more than 8x quicker. The regulator also says 4G and 3G performance differs between networks, with some outperforming others.

Some operators charge more for 4G tariffs, and even if they don't, you're likely to use more data if you're on one. So think about where you use your phone. If you're out and about a lot and will benefit from a faster connection, it may be worth it.

If you mainly use it at home and work and you're able to connect to Wi-Fi there, then that often beats 4G anyway. To get 4G you'll need a handset that's capable of getting it most launched in the last two years can.

If you're happy with your mobile handset or are buying one upfront, then it's well worth looking at Sim-only deals as they generally offer a cheaper alternative. Unless you're already with a Sim-only tariff provider, you'll probably need to get your phone unlocked though Giffgaff will work if your phone is locked to O2.

Our Mobile Unlocking guide has full help. Also see our PAYG top picks , including Giffgaff bundles and options for low users or those concerned about being credit-scored. Vodafone's offering this one-year contract Sim-only deal via Mobiles.

As part of the deal you get unlimited data for the first two months. We don't like these types of rewards as they're a faff and any mistakes can mean you lose out, but it's a pretty significant amount so we've mentioned it.

Obviously this is dependent on which service you're more likely to use, but we've analysed the cost of getting each for a year so you can compare:. If you already pay for Spotify you'd have to cancel your Premium account to take advantage of this.

Sky Sports Mobile TV: Anyone with an unlocked or Vodafone-locked handset can get the deal, though existing Vodafone customers will have to take it out as a new line and won't be able to switch their number to it unless they follow this trick.

Remember, if you're not out of contract yet you'll face early termination charges. The 'free' entertainment subscription will roll on at the standard price unless you cancel you'll be sent a reminder text before this.

You'll be free to leave the phone contract at that point, though, with 30 days' notice, so call up and haggle Vodafone was voted one of the top firms to haggle with in our recent poll or switch to another deal when the time comes.

Also included in the deal is: The offer can't be used with any other discount code or cashback offer and is only available online. After the first 12 months the price subject to inflation and allowance should remain the same. Three now offers two different types of Sim-only tariffs — 'Advanced' and 'Essential'.

Advanced plans give you free roaming in 42 countries and tethering see below , whereas its stripped-down Essential plans don't provide either, but are some of the cheapest around. This is a stonking almost 'all-you-can-eat' deal from one of the major networks, given for the vast majority 4GB is plenty.

However, all except one of these offer fewer minutes and less data for the same money. Know someone already with Three? See refer a friend for details. Plus until Thu 27 Oct if you use one of the links below you can claim an Amazon or iTunes voucher.

Unltd mins and texts, 15GB. Originating in The States, FreedomPop is a new network claiming to be the first to offer a free phone service in the UK. The 'free' plan uses Voice over Internet Protocol meaning you make phone calls and send texts over the internet via it's app much like What's App, but it won't use your data if you're within your text allowance.

Our top-pick plan will cost you but it uses Three's 3G and 4G networks so you don't have to rely on the internet for calls. You'll have to pay a 99p setup charge but it says you're welcome to cancel at any point, even if you just use the first 'free' month.

Unlimited mins, unlimited texts, 2. This is a decent almost 'all-you-can-eat' deal from one of major networks, given that for the vast majority 4GB will be enough. Existing O2 customers can also get the deal if they're out of contract: Unlike many other promo tariffs, the price doesn't jump after the contract ends — though O2 may increase prices in line with inflation each year.

You'll need the O2 Priority app. Existing O2 customers can get it too, but only if they're past the mininmum term of their current contract. It's got a huge range of plans — long term, short term, with handset, Sim-only — all on 4G.

Its roaming 'Takeaway' plans allow you to use your allowance in 29 countries. Here are a few more of its 'ShockProof' plans:. The People's Operator, launched in , is a piggyback network running off EE's signal. The company has mixed reviews on customer service in the past, but it's taken steps to improve since.

Some give a discount in the first month, but after that aren't the cheapest in the market for what they offer. Use the link above and the voucher will be automatically emailed to you within four months of completing your order if you cancel during the day grace period you won't get the voucher.

How to ensure you get the voucher. Vodafone says there won't be any issues tracking this deal, but to be doubly certain we suggest you turn off ad- and cookie-blockers when you order. As the voucher is sent by email, sometimes it can get caught in spam filters.

Please check your spam folder regularly in case it's diverted there. If after three months you still haven't received your voucher, please email voucherhelp moneysavingexpert. If you're an existing Netflix customer, you'll have equivalent value added to your account.

If you already pay for Spotify you'd have to cancel your premium account to take advantage of this. Bear in mind that you'll have access to Spotify Premium for the six-month period even if you cancel during it.

Anyone who doesn't currently have a Vodafone mobile contract, though you'll need to already have a Vodafone or an unlocked phone or plan to buy one in order to use this Sim. The Sim itself costs slightly more each month than the very cheapest with the same allowance.

If you were planning on taking one of the entertainment packages it's even less. Considering the ones we've seen, this is a cracking deal. Yes, you can move your number to this Sim. See number porting for more. After a year you're free to leave the contract but have to give 30 days' notice.

Vodafone has said it promises the monthly cost of your contract will remain the same for the duration of the 12mths as long as you stay within you allowance. Three's 'Advanced' as opposed to 'Essential' plans let you use your data, text and call allowances in 42 countries at no extra charge, and also let you tether.

You can't do either on the Essential plans. It's available to new customers, and to existing customers who are out of contract or want a second line. These are the pick of them It's on a day contract; the network piggybacks on EE's signal.

The company's had mixed feedback in the past, so it's worth being aware of this and doing your own research. It does look like customer service has been improving lately however, and this deal's so competitive — with only a one-month commitment — we think it's worth considering.

It offers a range other plans too, which are also competitive, they're all one-month contracts and 3G-only. Unlimited mins, Unlimited texts, 6GB. A nice additional feature is the ability to cap your monthly bill to prevent being charged outside your allowance beyond a set amount each month.

Of course, we're not suggesting you do that. We worked out how much extra users would pay with six of the UK's biggest mobile providers if they were to get a 16GB iPhone 6s or a Samsung Galaxy S7 on a two-year contract, as opposed to buying the handset directly and taking out the same network's equivalent Sim-only deal.

The table below displays the 'effective APR', which is the interest rate you could afford to pay on a loan to buy the handset upfront plus get the equivalent Sim-only plan on the same network and it STILL be cheaper than taking out a similar contract deal from each network.

Mobile providers say that a contract isn't a loan so they don't usually display an APR but effectively it is one as you're credit-checked. Even if a network offers you a deal where you can pay the cost of the handset and your tariff off separately you're likely to be paying a premium.

If you're a very low user, can't pass a credit score or just want to be totally in control of how much you spend, then opting for a pay-as-you-go PAYG deal might be a good option. Why does my credit score matter?

When you apply for a mobile contract including Sim-only contracts you're usually credit scored because the company is spreading the cost of the handset over the contract, so for the firm, it's effectively a loan.

If your credit history's poor then there's a chance you will be rejected and won't get a contract. You can choose between Giffgaff which doesn't credit score you because you're technically prepaying rather than signing up for a contract or another PAYG provider.

Alternatively you could always try boosting your credit score. All its Goodybags now give 4G data. All include unlimited Giffgaff-to-Giffgaff calls and texts. The cheapest bundles have very low allowances, so make sure it's enough before you buy.

If you do run out of minutes or data you can purchase another Goodybag if you don't want to wait until your current one expires. Note though — if you do this, you'll lose any remaining allowance you had on the existing Goodybag.

It's a cracking deal for occasional mobile users, by far the cheapest PAYG rate on the market. It's a Sim-only deal, so you'll need an unlocked or Three handset to put the Sim into. It'll only work in 3G-compatible handsets, so much older non-smartphones are a no no.

How much is it? Can I add extras? If you want extras, such as MB data bundle, you can add these whenever you need to see the Three website for info. There are a range of other PAYG providers to choose from.

Here are their pay-as-you-go rates: They're more like Sim-only plans in that you get a fixed allowance each month, the difference being you'll still have to top up if you want to use more or buy another bundle. If you want a snazzy phone but can't afford to buy the handset upfront, you're best off saving up.

Use our eligibility calc or the new free MoneySavingExpert. A 'granny in a glovebox phone is great to stash in your car as an emergency second mobile, to give to your kids or if you only need to use a phone very occasionally.

One of the cheapest we've found is the Alcatel If you're after a phone with web access, one example of a cheap smartphone is the Alcatel Pixi 3 3. The major providers all have maps indicating what coverage they offer. But telecoms regulator Ofcom has its own Telecoms Coverage Checker and smartphone app which goes beyond what the networks' own tools do.

Before committing to a contract, check signal strength in the places you use your phone most, eg, at home and at work. Having no coverage isn't sufficient grounds to return your phone though normal consumer rights do apply , so it's your responsibility to check.

Ofcom's tool uses the networks' data on coverage, but it says it builds on this with information gathered from its own field tests. The regulator's also used its own research to determine what threshold of signal it believes is required for a clear call connection — and it's higher than that set by the networks, so in theory you should get a more robust picture of the service you're likely to get.

The tool's by no means perfect and you may find you don't agree with the results it shows. If so, Ofcom says it wants to know so it can improve it in the future on the tool, click the 'your feedback' link below the map.

It very much depends. Under the Consumer Contracts Regulations , if you ordered online or over the phone you can cancel your mobile contract up to 14 days after you sign up 30 days if with Vodafone , for any reason.

But if you buy in store or a problem arises after that, it can be tricky — see more on what you can do. In these circumstances the customer should be offered compensation or be allowed to leave the contract early without penalty.

In these cases Ofcom says you have "clear rights to seek redress or a resolution" to a complaint. In the first instance complain directly to your network, and if it's not able to help then go through its official complaints procedure.

If after eight weeks the response you've got isn't up to scratch or you haven't had one you can go through an alternative dispute resolution ADR scheme. Alternatively, go to free complaints-handling company Resolver , which will help you with your claim.

If it doesn't get anywhere with the provider, it'll escalate your complaint on your behalf to the relevant ADR scheme. For those firms that do, adjustments are made in line with figures published in February each year March for Vodafone based on the Retail Prices Index — a measure of inflation.

In April, Three announced a 2. You're protected against other types of mid-contract price increases though — see below for more. Most instinctively lock their smartphones these days.

Yet even if your handset is locked, if someone steals it there's nothing to stop them removing your Sim and using it in another phone. If your phone is stolen make sure to ring your network to deactivate the Sim. To prevent this, you can lock your Sim with a four-digit PIN, so whenever it's put into a new handset or in some cases, such as with iPhones, when the phone it's in is restarted service won't be available until it's unlocked.

You can find instructions online for locking your Sim on an iPhone , Android phone may vary by handset or Windows Phone. Your Sim may already have a default PIN even if it's not activated which you'll need to enter to change it — contact your network for this.

You should be able to get this from your network. As we said, most do this already. If not though it's vital you do — you don't want those with light fingers getting access to your personal data and other sensitive info.

If your phone's stolen This is important to prevent unauthorised use of your service, and may also be critical for insurance claims. Sim cards come in three sizes — standard, micro and nano — and which one you'll need depends on your handset.

All iPhone models from the iPhone 5 onwards use a nano Sim, as do some of the latest Android phones such as the Samsung S7. Many other Android phones, including the Samsung S5, Note 4 and Windows phones, take micro Sims, which are slightly larger than nano Sims.

The iPhone 4 and 4S also take micro Sims. Standard-size Sims haven't been used in smartphones for the past few years and not many take them anymore. If you're upgrading to a newer handset, most networks can very easily swap your Sim card for the right one if you ask.

If you sign up for a contract you're essentially committing to a phone company and often a handset too for the length of the contract. This means you must think carefully about your budget and if you can afford the ongoing monthly payments.

Before you sign up to a contract make sure you're happy to be locked in for the minimum term. If you want to leave early then it's likely you'll have to pay termination fees which cover the cost of the contract. Some providers have started to offer tariffs which make it easier for customers to upgrade early.

See above for full details. All you need to do is get your PAC porting authorisation code from your existing provider, then give it to your new one. Most networks will ask you to request a switch of number before you start using your new phone, but some will still do it after the new contract is set up.

It usually only takes a couple of days. If you take out a deal on your existing network that's intended for new customers and isn't specifically an upgrade EE and Vodafone tend to run deals like this you won't be able to keep your old number as you can't technically port it within the same network.

When you terminate the old contract you'll lose it. The only way to get a new customer deal and keep your number would be to get yourself a free pay-as-you-go Sim from a different network, port your existing number across to it, then port the number again to the new contract once it's been set up.

It sounds complicated but in reality wouldn't take more than week to get it moved back and forth. Alternatively, if you're out of contract you could always just call up your network and say you want to move to the new customer deal — if they say no, just threaten to leave and do the trick above if they still won't budge.

For help, see our Sell Old Mobiles guide. Once you agree to sell, most companies send you a freepost bag for your phone. You post it, then they give you the cash. These sites are all about instant prices though. If you're prepared to put in a little more effort and flog your handset on eBay, you can often beat their prices.

If you live somewhere with rubbish phone signal and you can only get coverage on one or two networks, fear not. All the others piggyback on and buy space from one of these four. You're still using the same network as the larger company so the reliability's the same, but it's normally cheaper or you get more for your money.

Signing up to a new mobile deal, especially if it's a contract that locks you in, is a big commitment. Most contracts lock you in for 24 months, which means you won't be able to get out of paying for it during this time. Unlocking your phone means you can use any network's Sim, which gives you the freedom to switch providers and hopefully cut your mobile phone bill.

But if you got your handset from a network it will often be 'locked' to that specific provider. You may be able to unlock your phone for free, depending on your network and the type of handset you have. See our Mobile Phone Unlocking guide for full details.

The best mobile phones no longer just make calls. Insurers play on this fear with hefty prices and unnecessary cover. But do you really need insurance? Deciding whether to get a policy comes down to the fact that you know yourself better than insurers will.

How likely are you to lose or damage your phone? If your mobile's been permanently attached to your hand and you haven't broken or lost it in the last 10 years, the chances you'll lose or break it in the future are slim.

If you have smashed or misplaced a phone in the past, however, it might be worth considering. It's important to know yourself, then you can play the odds. Are you worried about mobile phone theft? If you live in a crime hotspot then insuring your phone for theft might be a good idea.

If you use up your data allowance before the end of each month it could end up costing you. The majority of networks will ask you to pay an extra chunk of cash if you want to extend your allowance.

Many mobile contract and Sim-only deals offer 'unlimited' minutes, texts or data, but it's important to understand what that actually covers. Always make sure you know exactly what's covered and what you'll have to pay extra for.

Similarly some networks place 'fair usage' caps on their 'unlimited' tariffs, confusingly limiting the allowance you actually get. Where a provider does this on a plan we write about we'll say so, but it's worth checking yourself before signing up.

If you've a smartphone, you may find you can keep costs down by taking a smaller data plan and using free Wi-Fi while you're out and about. There are Wi-Fi hotspots dotted all over the UK and abroad , many of which are free.

McDonald's, Starbucks and Wetherspoons and Walkabout pubs all offer free wireless internet. Head abroad and your mobile provider may hike prices massively, and even charge for receiving calls as well.

Yet you can substantially cut the cost by using networks' hidden deals or by getting a specialist Sim card to use overseas. Calling someone overseas from your mobile often costs big bucks, yet it doesn't have to be that way.

Making free internet phone calls VoIP sounds complicated, but it's very easy, especially if you have a smartphone. Our guide to Free Web Calls has details on apps that let you call for nowt, how to make free calls from your computer and the best way to call friends who don't use VoIP.

Alternatively, if you want to call a foreign mobile or landline number, it's possible to do this for next to nothing — see the Cheap International Calls guide. If your phone is faulty, then it's the responsibility of the retailer to fix it All the usual consumer rights apply when you buy a mobile phone.

The phone must be of satisfactory quality and fit for purpose. See the Consumer Rights guide for more. Remember here, the responsibility lies with the retailer, not the manufacturer. So if you discover a problem after buying a new phone, it's the retailer who must sort the problem for you.

If the fault is minor, it's reasonable to accept a repair. If not, you're entitled to a refund, although the retailer can deduct an amount for the use you've already had. If you think you've been mis-sold, either by the mobile phone company or by a company selling on its behalf, you need to know your rights.

Your first action should be to inform the provider and follow its complaints procedure. Or, use free complaints-handling company Resolver , which will help you with your claim. If you're locked into a phone contract and your provider decides to hike prices, then you may be able to get out of the deal without paying a penalty.

Over the past few years mobile phone firms have started introducing annual price hikes, usually in line with inflation see above , which affect customers who are mid-contract. This used to mean the price of your contract would rise and there was nothing you could do about it.

However, in January Ofcom changed the rules around mid-contract price rises. It confirmed that anyone with a landline, broadband or mobile contract should be allowed to leave if their provider introduces unilateral mid-contract price rises.

Ofcom said price increases to a recurring monthly subscription are "materially detrimental" to users. Providers now need to give at least 30 days' notice of any such rises and allow users to leave the contract without penalty see the O2 to hike its prices MSE News story.

If you've switched mobile provider within the last six years and still had money remaining in your account when you left then it's possible to claim it back. Many providers don't automatically refund credit when you leave, so it's worth checking.

See our Reclaim Phone Credit guide for full details. The mobile industry doesn't have the best customer service reputation and while a provider may be good for some, it can be hell for others. Common problems include limited network coverage, slow data speeds, unexpected charges and more.

This tool helps you draft your complaint and manage it too. It's totally free, and offered by a firm called Resolver which we like so much we work with it to help people get complaints justice. We think it's important you understand the strengths and limitations of the site.

We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code. For all the latest deals, guides and loopholes - join the 12m who get it. Your browser isn't supported. It looks like you're using an old web browser.

To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. The MSE mobile menu not all pages are optimised yet. More than I actually paid. Fixed Rate Savings Atom Bank: Insurance News Insurance News Price comparison site Insurance Records Car Insurance The record's just 96p for a year's fully comprehensive cover.

How Much Can I Borrow? Uncover how much a bank may lend you for a mortgage. Savings vs Mortgage Offset Mortgage? Buying a new handset? Do it the cheapest way If you definitely do need a new mobile phone, then there are essentially three ways to get one.

Buy it outright Straightforward — buy the handset at the cheapest price you can find it, and pair it with a Sim-only deal of your choice. Buy it on finance Relatively new in the UK, mobile financing allows you to get the cost of the handset loaned to you under an agreement over a fixed period.



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Top 10 contract phone deals Compare our most popular contract deals Looking for a new phone? Filter and sort deals. Select your perfect deal. Only show 4G deals Only show 4G deals. Include resellers Include resellers.

Available in 2 colours. Available in 5 colours. See deal Available in 3 colours. Still under contract with your network? Can't find what you're looking for? Show 10 more deals. To find out more about how our site works, click here.

What is a contract phone? What does pay monthly mean? Anything you use outside your pay monthly allowance will be added to your next bill. The pros and cons of pay monthly mobile contracts As we mentioned above, there are some very good things about pay monthly mobile contracts.

But pay monthly phone-and-tariff contracts aren't all good. What you need to think about when choosing a contract mobile phone There are a few things you need to bear in mind before you sign up for a new mobile contract: Network coverage Some rural areas don't have the best mobile phone coverage, so check how your chosen provider fares before signing up for a pay monthly contract that could tie you in for as much as two years.

How you'll use your phone The most important thing to consider when picking a pay monthly tariff is how you use your phone. Contract length Generally contracts last 24 months or 12 months. At MoneySuperMarket we compare a wide range of mobile phone brands, models and networks across the UK to find a package that suits your requirements.

Since the advent of smartphones, your phone is much more than just a mobile phone. All these questions can be answered on our comprehensive mobile comparison service, which makes it easy for you to get the right deal.

Explore Mobile Phones Menu. See all iPhone deals. See all Galaxy deals. See all SIM Only deals. View all Pay Monthly. Pixel 2 Rumours - expected deals and pricing Impressed by Google's first mobile phone? Tethering and peer to peer file sharing prohibited.

Acceptable use policy applies. Calls to service numbers: The cost of calling , , and 09 is formed of a combined access and service charge: Your access charge for these numbers will be shown on your bill and is currently 36p per minute for Pay As You Go and 50p per minute for Pay Monthly.

The service charge will be advertised by the company that you are calling. Calls to other non-geographic numbers: Freephone calls starting or are free from mobiles. Calls to are free. Pay As You Go: Plan changes by agreement only.

Previous top ups will not count towards monthly rewards. Total monthly top-ups value determines reward. Person-to-person UK texts only delivery notifications excluded. Registration required - visit virginmobile.





Scams Warning as dangerous new email scam could catch out Netflix users A lot of scams are circulating on social media and via email this month. UK release date, price, features and specs of Apple's new flagship iPhone for The new handset was launched to mark the 10th anniversary of the original iPhone.

Samsung mocks iPhone addicts for blind loyalty to Apple in latest Galaxy Note 8 advert The ad, released today, has already has already clocked up over , views on YouTube. Video Games The definitive list of the rarest and most expensive PlayStation 4 games for physical game collectors Whether you're a collector or just wondering what the rarest PS4 games are, look no further - this is the most extensive list of limited run physical retail games you'll find online.

Twitter Twitter users are getting VERY over-excited about the new character limit They're all drunk on the extra space. Storms Power of nature revealed as series of photos capture epic 'supercell storms' in action These pictures were captured in Nebraska and Kansas in the US, and show what happens when nature is at its most destructive.

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WhatsApp Don't get caught out by the dangerous new Asda scam doing the rounds on WhatsApp Criminals are now trying to scam you through WhatsApp as well as emails and texts - this is how to make sure you're not caught.

Court case Dad-of-two charged with murder of wife who died in paramedic's arms after suffering 'severe head injuries' Simone Grainger died after a friend raised the alarm when she arrived at the couple's terraced home on Saturday afternoon.

West Ham United FC Sacked Slaven Bilic phoned up his West Ham stars to 'ask them where he went wrong' Hammers questioned failure to crack down on team-mates' poor time-keeping and training sessions' quality and intensity. Elizabeth Smart was snatched from her bedroom and taken to a camp in the woods by her captors Brian David Mitchell and his wife Wanda Barzee.

Police Teenage drug bandits stream own deaths on Facebook Live as they are shot dead from police helicopter Three youths were killed and another one was injured as police opened fire in an anti-drug operation in Rio de Janeiro, Brazil.

Date and song predictions for the festive trailer It's the most wonderful time of the year - and now the first teaser trailer has dropped along with the hashtag UnderTheBed, let's take a look at what could be in store for the John Lewis advert.

Schools Furious mum hauls daughter, 15, out of school weeks before mock exams rather than remove her nose piercing Shannon Irving had the piercing as an early 16th birthday present but was told she would be educated in isolation if she did not remove it.

Interest rates The people cheering and the people hurting - the fallout of changing interest rates More money for some and less for others - we take a look at the human impact when the Bank of England decides to change things.

Murder trial Ex-lover of acid victim left so badly maimed he could only move tongue tried for murder after he died in agony at euthanasia clinic Mark van Dongen suffered 25 percent burns in the alleged attack and suffered such serious injuries he was left paralysed.

The workers from Neath Port Talbot Hospital couldn't believe it when their numbers came up. Cabinet reshuffle Priti Patel arrives at Heathrow after being ordered to fly home to be sacked. The beleaguered PM will now be forced to carry out her second reshuffle in seven days.

WWE 'I don't know how he still has a liver': WWE legend Ric Flair's hard-drinking laid bare after tragic death of son. Wrestling superstar claims to have bedded 10, women and even called his manhood 'Space Mountain' - but his alcohol intake was truly staggering.

Chelsea FC Chelsea's longest-serving player eyeing exit after not playing a single game in seven years. Person-to-person UK texts only delivery notifications excluded. Registration required - visit virginmobile.

PAYG service terms apply.. Usage amounts given as example only. Credit check and payment by Direct Debit required. If you cancel during the contract you will incur an early disconnection fee. Data bundle is for use within the UK only.

Access and speeds are subject to network coverage. Voice-Over-Internet Protocol is not supported. Roaming charges apply to your use outside the UK. Pay Monthly terms of service apply. For full terms and conditions visit virginmobile.

Guaranteed next day replacement: Applies to all claims accepted before 6pm Sunday to Friday. Prepaid packaging will be provided to post it back. Alternatively, if you're out of contract you could always just call up your network and say you want to move to the new customer deal — if they say no, just threaten to leave and do the trick above if they still won't budge.

For help, see our Sell Old Mobiles guide. Once you agree to sell, most companies send you a freepost bag for your phone. You post it, then they give you the cash. These sites are all about instant prices though.

If you're prepared to put in a little more effort and flog your handset on eBay, you can often beat their prices. If you live somewhere with rubbish phone signal and you can only get coverage on one or two networks, fear not.

All the others piggyback on and buy space from one of these four. You're still using the same network as the larger company so the reliability's the same, but it's normally cheaper or you get more for your money. Signing up to a new mobile deal, especially if it's a contract that locks you in, is a big commitment.

Most contracts lock you in for 24 months, which means you won't be able to get out of paying for it during this time. Unlocking your phone means you can use any network's Sim, which gives you the freedom to switch providers and hopefully cut your mobile phone bill.

But if you got your handset from a network it will often be 'locked' to that specific provider. You may be able to unlock your phone for free, depending on your network and the type of handset you have. See our Mobile Phone Unlocking guide for full details.

The best mobile phones no longer just make calls. Insurers play on this fear with hefty prices and unnecessary cover. But do you really need insurance? Deciding whether to get a policy comes down to the fact that you know yourself better than insurers will.

How likely are you to lose or damage your phone? If your mobile's been permanently attached to your hand and you haven't broken or lost it in the last 10 years, the chances you'll lose or break it in the future are slim.

If you have smashed or misplaced a phone in the past, however, it might be worth considering. It's important to know yourself, then you can play the odds. Are you worried about mobile phone theft?

If you live in a crime hotspot then insuring your phone for theft might be a good idea. If you use up your data allowance before the end of each month it could end up costing you. The majority of networks will ask you to pay an extra chunk of cash if you want to extend your allowance.

Many mobile contract and Sim-only deals offer 'unlimited' minutes, texts or data, but it's important to understand what that actually covers. Always make sure you know exactly what's covered and what you'll have to pay extra for.

Similarly some networks place 'fair usage' caps on their 'unlimited' tariffs, confusingly limiting the allowance you actually get. Where a provider does this on a plan we write about we'll say so, but it's worth checking yourself before signing up.

If you've a smartphone, you may find you can keep costs down by taking a smaller data plan and using free Wi-Fi while you're out and about. There are Wi-Fi hotspots dotted all over the UK and abroad , many of which are free.

McDonald's, Starbucks and Wetherspoons and Walkabout pubs all offer free wireless internet. Head abroad and your mobile provider may hike prices massively, and even charge for receiving calls as well. Yet you can substantially cut the cost by using networks' hidden deals or by getting a specialist Sim card to use overseas.

Calling someone overseas from your mobile often costs big bucks, yet it doesn't have to be that way. Making free internet phone calls VoIP sounds complicated, but it's very easy, especially if you have a smartphone.

Our guide to Free Web Calls has details on apps that let you call for nowt, how to make free calls from your computer and the best way to call friends who don't use VoIP. Alternatively, if you want to call a foreign mobile or landline number, it's possible to do this for next to nothing — see the Cheap International Calls guide.

If your phone is faulty, then it's the responsibility of the retailer to fix it All the usual consumer rights apply when you buy a mobile phone. The phone must be of satisfactory quality and fit for purpose.

See the Consumer Rights guide for more. Remember here, the responsibility lies with the retailer, not the manufacturer. So if you discover a problem after buying a new phone, it's the retailer who must sort the problem for you.

If the fault is minor, it's reasonable to accept a repair. If not, you're entitled to a refund, although the retailer can deduct an amount for the use you've already had. If you think you've been mis-sold, either by the mobile phone company or by a company selling on its behalf, you need to know your rights.

Your first action should be to inform the provider and follow its complaints procedure. Or, use free complaints-handling company Resolver , which will help you with your claim. If you're locked into a phone contract and your provider decides to hike prices, then you may be able to get out of the deal without paying a penalty.

Over the past few years mobile phone firms have started introducing annual price hikes, usually in line with inflation see above , which affect customers who are mid-contract. This used to mean the price of your contract would rise and there was nothing you could do about it.

However, in January Ofcom changed the rules around mid-contract price rises. It confirmed that anyone with a landline, broadband or mobile contract should be allowed to leave if their provider introduces unilateral mid-contract price rises.

Ofcom said price increases to a recurring monthly subscription are "materially detrimental" to users. Providers now need to give at least 30 days' notice of any such rises and allow users to leave the contract without penalty see the O2 to hike its prices MSE News story.

If you've switched mobile provider within the last six years and still had money remaining in your account when you left then it's possible to claim it back. Many providers don't automatically refund credit when you leave, so it's worth checking.

See our Reclaim Phone Credit guide for full details. The mobile industry doesn't have the best customer service reputation and while a provider may be good for some, it can be hell for others. Common problems include limited network coverage, slow data speeds, unexpected charges and more.

This tool helps you draft your complaint and manage it too. It's totally free, and offered by a firm called Resolver which we like so much we work with it to help people get complaints justice. We think it's important you understand the strengths and limitations of the site.

We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code. For all the latest deals, guides and loopholes - join the 12m who get it. Your browser isn't supported.

It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. The MSE mobile menu not all pages are optimised yet. More than I actually paid.

Fixed Rate Savings Atom Bank: Insurance News Insurance News Price comparison site Insurance Records Car Insurance The record's just 96p for a year's fully comprehensive cover. How Much Can I Borrow?

Uncover how much a bank may lend you for a mortgage. Savings vs Mortgage Offset Mortgage? Buying a new handset? Do it the cheapest way If you definitely do need a new mobile phone, then there are essentially three ways to get one.

Buy it outright Straightforward — buy the handset at the cheapest price you can find it, and pair it with a Sim-only deal of your choice. Buy it on finance Relatively new in the UK, mobile financing allows you to get the cost of the handset loaned to you under an agreement over a fixed period.

Get it on contract For many, the only way they've ever got a new phone is via a two-year contract with a network that bundles the cost of the handset in with monthly service — usually at a hefty markup.

How the different options compare on price The cheapest way to buy a new mobile varies depending on a wide range of factors including your preferred handset, network and allowance. It's not quite as user-friendly as MobilePhoneChecker below , though it gives a more detailed bill analysis.

Free matchmaking and comparison tool: Its true strength really lies in the broad range of deals and filter options it on offer — it's easy to use and the most comprehensive we've come across. It's the go-to contract comparison tool as far as we're concerned.

Is it safe to give MobilePhoneChecker and Billmonitor your login details? The big discounts come in the form of a "cashback redemption" that has to be claimed from the retailer, yet they're notoriously unreliable.

These are cashback deals where you're sent a cheque automatically without claiming. They usually don't offer as big a discount as manual cashback. Cashback via cashback sites. It's possible to sometimes beat the deals above with some powerhouse cashback offers, most commonly for Sim-only deals.

Read the Top Cashback Sites guide for full info. The main things to watch for are: Always read the small print. It's important to discover every hoop they'll force you through. Does each time you send a form trigger some payment?

Or, as usual, is it a "send all or get nothing" scenario, so if you miss sending one form, the whole thing's invalidated? Call and check the timings needed. Never assume a cashback deal is simple. If it says "send your bill after three months", this may mean three months from application, three months from activating the phone or after you've received your third monthly bill.

Call the cashback company and check. Be careful with addresses. The address you send claims from needs to be the address used to order with, otherwise the claim may be invalidated. So if you move house, let them know immediately.

Are you keeping your old mobile number? Use the Tart Alert as a reminder. Enter the rebate date and you'll be sent a free text message or email it's your choice six weeks beforehand. Consider another form of cashback.

Regardless of whether cashback is officially offered, there's a possible additional amount. Simply sign up for the phone via a cashback website. These are special sites carrying paid links from retailers and if you click through them and get a product, they're paid.

Importantly, they then give you some of this cash. Find out more in the Top Cashback Sites guide. The cashback deal's with the retailer, the tariff with the network. Even if things go wrong, you still keep the tariff with the network.

But sadly cashback retailers can and do go bust; if yours does, it'll be tough to recoup. Yet don't forget the networks encourage these deals, and if you believe you've been unfairly treated, a strong letter to the network asking it to step in may be worthwhile.

If you do have cashback problems, always make sure you report the company to Trading Standards. If you've been treated unfairly, consider a small claims court action. Choose the right type of plan: There are three different types of plans to choose from.

Here's how they work: You'll be locked in for 24 months in the majority of cases. You'll be credit checked. Great value if you already have a handset or can afford to buy yourself. Rolling day contracts offer maximum flexibility.

Often good for heavy data users. PAYG doesn't require any credit check. Generally more expensive for medium or heavy users. Once it's back in stock you'll be sent a different code, which must be used within 24 hours of receipt.

Here's how the costs stack up: There are two main providers to try: Get a potential cheap-ish loan on many types of phone with Unshackled. It's a two-stage process. Firstly, you apply and there's a soft search on your credit file, which won't impact your credit score.

Then you'll be told the rate you'll be offered, and can decide whether or not to accept in which case there'll be a hard search on your file. The representative APR is 9. Look at the rate you're offered before deciding to accept.

There are lots of factors to weigh up, including the actual cost of the phone, but: If it's more than If it's closer to Or try Giffgaff at It's not as competitive as Unshackled. Many providers allow early upgrades If you're happy to stick with your current provider, then it's often possible to upgrade your handset before your current contract comes to an end.

How early can you upgrade? O2 O2 Refresh splits your monthly statement into a cost for the handset and cost for your allowance. Vodafone Upgrade up to 60 days before your contract ends if you're on a Red or Red Value Bundle, or up to 30 days if on a standard plan.

Three Upgrade up to 30 days before your contract ends. Virgin Mobile Its 'Freestyle' Contracts allow you to pay off the handset and buy a new phone to use with your existing airtime contract.

On other contracts you can upgrade up to 30 days before your contract ends. Happy with your handset? Haggle down the contract costs If you don't want to switch, and are near or past your contract's end, you're wielding a powerful weapon Take your pick of the top Sim-only deals If you're happy with your mobile handset or are buying one upfront, then it's well worth looking at Sim-only deals as they generally offer a cheaper alternative.

Here's how to get this deal: Your Sim will be delivered within three to five working days. Pick your entertainment package — once you've activated your Sim you'll receive a text message asking which package you want.

You'll automatically be sent the cashback as a cheque within 90 days of placing your order. Key questions Which entertainment package should I take?



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It does look like customer service has been improving lately however, and this deal's so competitive — with only a one-month commitment — we think it's worth considering. This is a stonking almost 'all-you-can-eat' deal from one of the major networks, given for the vast majority 4GB is plenty. Show 10 more deals. See refer a friend for details. Hi Caroline, You wouldn't be able to use an O2 sim card in this phone as it's locked to the Vodafone network. Caring for your clothes Steam irons Sewing machines Garment steamers. Grabbit Shop don't drop Freebies Competitions.



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